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Dosh Review: Is It Legit or a Scam?

What is Dosh App? Is it a worthy cash-back platform? Well, if you want to include it among your cash-back apps, this Dosh review gives you all that you should know.

Cashless purchases have become significantly popular these days as people look for convenient ways to pay for purchases. Now, shoppers are increasingly using credit and debit cards to pay for their online and in-store purchases.

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But, besides the convenience, these cards offer other attractive perks that attract users even more. For instance, most of these cards offer signup bonuses and discounts on purchases.

Things get even better with Dosh App. By linking your credit or debit card to this app, you can earn cash back from almost all your purchases. That’s an excellent way to save or make some free extra cash.

However, despite the app being quite popular, it has also received some backlash in the same measure. Consequently, many people (such as your dear self) can’t help but wonder whether the app is a genuine one or not.

For this reason, this Dosh review intends to lay bare everything about the app to help you decide whether it’s worth it or not.

So, first things first;

What is Dosh App?

Dosh Logo

If you’ve heard of cash-back apps, Dosh is one of those names that enjoys some popularity. It is a mobile application that offers you an easy way of earning cash from your purchases.

But how? What is this cash-back wizardry?

The Dosh app basically links to your credit or debit cards and then tracks your purchases in real-time. After this, it rewards you with discounts in terms of cash-back for the purchases you make on eligible products and services. In a nutshell, the Dosh app is a free cash-back platform where users can enjoy discounts on their dining, shopping, or even for gas refills.

Founded in 2016, this fast-growing app is owned and managed by Dosh Holdings LLC and has gained users’ confidence over the years. But is it worth your time? How does it compete alongside its competitors?

Let’s find out!

Dosh Review: How does the Dosh Work?

Automatic Cash Back

One of the biggest factors that determine whether an app is worth using or not is the ease of use. And in this regard, Dosh App has definitely nailed it. It’s easy-peasy.

All you have to do is download the app from your respective app store and create a free Dosh account by linking your credit/debit card. This Dosh account will then track all your purchases from almost anywhere – stores, restaurants, and eCommerce websites, and reward cash-back accordingly. It will credit your earnings to your Dosh Wallet.

To be clear, Dosh only rewards those purchases made at Dosh-affiliated vendors and outlets. Once you accumulate enough Dosh cash-back to redeem, which is usually $25, you can do it in one of their several redeeming options.

With the Dosh app, you can easily make money by shopping or dining in thousands of outlets that support the app. The app also rewards you for passing the word to your friends and family. For instance, each member you bring on board earns you an extra $5 free.

See Related: Best Apps to Scan Receipts for Money

How Much Money Can you Make With Dosh?

Cash-back apps are incredible options when it comes to saving money on your purchase. And, while they might not make you thousands of dollars, you can notice some significant changes in your monthly expenditure with continued use.

But exactly how much can you earn with the app? Well, this will depend entirely on the amount of your purchase, as well as where the purchases were made. Various participating stores and restaurants will offer different cash-back amounts, ranging from 3% to 10%, meaning there is no one definite amount for everyone.

For instance, Uber Eats rewards you with 9% cash back, while Sam’s Clubs gives 3% cash back. In addition, other factors like the number of referrals you bring on board also determine your income on the Dosh app.

How to Sign Up for Dosh App?

The first thing you should note with Dosh app is that it’s free to join. In addition, you get a free bonus of $1 when you link your first credit or debit card.

Joining Dosh is also quite easy and straightforward. All you need is to complete the registration form with your name, phone number, and email address. But to complete the signup process, you need to verify your mobile number as guided.

Even better, you also have the option of signing up with your Google or Facebook accounts. from here, all you need is to link your debit or credit card, and you are good to go.

However, note that only US residents can sign up for the Dosh app cash-back program. This is because you need a valid US phone number to register for the app. Consequently, this locks out so many interested people outside the US.

How to Redeem Your Dosh Cash

After getting your cash-back reward into your Dosh wallet, how do you redeem it? How do you get that hard cash into your hands?

Well, the app has made it pretty easy to redeem your Dosh cash and use it the way you want. Simply tap on the go to the Dosh wallet on your app and choose either of these options:

  • Transfer the money to Venmo, PayPal, or Bank Account: This will immediately transfer the Dosh funds into your account of choice.
  • Donate Dosh funds to a charity: You can donate Dosh rewards to charitable causes within the app. There is no minimum amount set for donations, making this an excellent option for Dosh users.

With these options, you can easily redeem your Dosh cash and use it to do some more shopping or even save.

Best Ways to Make Money With Dosh App

Dosh Cash Back App

There are several ways you can make money online with the Dosh app. Some of the main ones include:

1. Sign Up Bonuses

The first instance you make money on the Dosh app is through the signup bonus. Usually, the app will reward you with a $1 bonus once you link your first card. This amount is undeniably meager, especially compared to other cash-back apps like Ibotta or Honey, but Dosh still has more ways to make money.

Besides your signup bonus, you’ll also make a few bucks when you bring new signups from your friends or family. For each person that signs up through your referral code, you get $5 free. That means that just 20 referrals will earn you $100.

2. Cash Back on Online Purchases

Another way to make money with Dosh is through your online purchases. This is because Dosh will reward you with a certain percentage on online purchases, depositing that amount in your Dosh wallet.

This amount, in most cases, ranges from 3-10% depending on the store or restaurant where you make your purchase. In essence, Dosh has partnered with a huge number of online shops and restaurants to offer its users great discounts on their purchases.

Some good examples of online Dosh partners offering cash back include:

  • Forever 21 – 3% cash back
  • Tile – 5% cash back
  • Sam’s Club – 3% cash back
  • 1-800 Flowers – 5% cash back
  • Old Navy – 3% cash back
  • Uber Eats – 9% cash back

See Related: Cool Ways to Get Free Wish Cash

3. Cash Back on In-store Purchases

Dosh Partners

Dosh has also partnered with a wide range of retailers and restaurants to offer great discounts on your purchases. Some common cash-back amounts include 4% from Dunkin Donuts, 3% from Gap, 2% from Sam’s Club, 3% from Pizza Hut, and 9% at Uber Eats.

These amounts may not seem like a lot, but they can add up quickly when you make frequent purchases at these merchants. And since Dosh rewards your everyday purchases, you’ll certainly have some good money in your Dosh wallet within no time.

4. Travel and Hotel Bookings

Dosh also allows you to earn cash back on your hotel and travel bookings. The app partners with over 600,000 hotels around the world, giving you an incredible chance to make money almost every time you travel. This feature was not available until 2019, but it has seen travelers save a lot of money since then.

The only drawback with this money-making option is that although thousands of these hotels are outside the US, it’s still only available for US citizens and residents (or at the very least, someone with a US phone number). That’s a bummer for travelers in other regions.

See Related: Best Amazon Surveys for Cash to Earn Money

Advantages of the Dosh App

Using Dosh App

This cash-back app has become very popular over time. But what makes it unique and stand out among its competitors?

1. The Passive Earnings Feature

Dosh earnings are more of a passive income. Once you create your account and link your card, all you need to do is shop or travel. The rest will be up to the app to automatically track your purchases and process your cash-back.

In other words, you receive automatic cash without doing much work. If you don’t want to keep tracking your rebates or searching for coupons, registering for Dosh is your best bet.

2. Unlimited Cards

The Dosh app allows you to connect several credit or debit cards to the app. With more cards, you have the best chance to earn more money. However, you need to manage them well for the feature to be useful.

3. Cash Rewards

Unlike many other cash-back platforms, which use a points reward system, Dosh App rewards with cash. This means that instead of redeeming your rewards in gift cards, you redeem hard cash after hitting $25 in your Dosh Wallet.

4. Availability

The platform has one of the most widespread networks in the US. With over 100,000 businesses nationwide, you have more chances of making money no matter where you live in the country. In addition, Dosh has partnered with online businesses, which gives its users even wider access to cash-back opportunities.

5. Multiple Earning Options

Dosh offers several options for you to make money. For example, you can earn money through online or in-store purchases, referrals, and even travel and hotel bookings. As such, it has covered almost every aspect of your life, giving you access to rewards whenever you shop or travel.

See Related: InstaGC Review: Is It Legit or a Scam?

Disadvantages of the Dosh App

Dosh Cash Back App

Even with all the advantages mentioned above, Dosh still has a few downsides. But these don’t make it less popular. Some of the main ones include:

1. High Withdrawal Minimum

Generally, Dosh has a high redemption threshold. Unlike most other apps, such as Fetch Rewards, which requires you to have only $3 to redeem, Dosh requires $25. This can be quite high, especially if you are not a high spender.

2. Relatively Meager Referral and Signup Rewards

Compared to apps like Rakuten or Ibotta, Dosh rewards are significantly low. For instance, Ibotta has a signup bonus of $20, Rakuten $10, and Dosh offers only a dollar. When it comes to referral rewards, Rakuten offers $25, Ibotta $10, and Dosh offers $5.

3. Cards Link to Only One Account

While you can add several cards to a single account, you can not link a card linked to another account. This means one card cannot be linked to several Dosh accounts. Therefore, if you have a joint card with your spouse, only one person can link it to their Dosh account.

4. Limitations to Using Some Cards

Dosh hasn’t partnered with Discover Bank or Department Store Cards. This means that if you have a Discover Bank credit card or a Department Store Card, you can not enjoy Dosh cash-back rewards with those cards.

See Related: Ways to Get Free Money Directly to Your Bank Account

Is Dosh App Safe?

This is another question on everyone’s mind when joining a new app or platform. But no need to worry. Dosh App is completely safe to use and doesn’t pose any privacy or security risks to its users.

For instance, the company has a good track record of protecting user information, and you can be sure your data will remain private at all times. Some of the great security features that Dosh offers include:

  • Data Safeguarding: The app doesn’t keep your credit card or banking data. Your card’s data is tokenized and vaulted via a PayPal service known as Braintree.
  • SSL Encryption: Dosh app has secured your information through 256-bit encryption.
  • Account Authentication: When it comes to authenticating your information, the app uses the Two-Factor or Multi-Factor Authentication processes, preventing any unauthorized access.
  • Anonymity: Dosh promises not to sell any of your personal information to third parties.

All these features ensure that your card’s data doesn’t get into the wrong hands as you enjoy discounts on purchases.

Is Dosh App Right for You?

Dosh Vs Competitors

Overall, Dosh is an excellent cash-back app with several advantages, including automatic cash rewards. The truth is no one hates free money or an opportunity to save a few bucks. And since Dosh offers such a chance, it’s undoubtedly a worthy opportunity.

In addition, Dosh offers multiple earning options, from online shopping to in-store shopping and travel rewards. This way, you can earn money even from your everyday shopping activities.

Even better, if you love traveling, the app has great deals on hotel bookings, which can save you good money. If it can make your travel cheaper, it’s certainly worth it for avid travelers.

Lastly, the app is legit and does not compromise your data’s security. You don’t have to worry about your banking or personal information being misused.

The Big Question: Is Dosh Legit?

This is a valid question for anyone thinking of joining the app, and if I haven’t made it clear already, the answer is a resounding yes. The Dosh app is legit and has understandably become a favorite for many people seeking to save some bucks on their purchases.

While it might not be as old in the industry as other cash-back apps such as Swagbucks, Ibotta, or Rakuten, it has certainly proved its worth to users. The app has been in use since 2016, and users still have many positive things to say about it.

Overall, the Dosh app is a legitimate cash-back app that can help you save money on your everyday purchases. Whether you are looking to dine out, book a hotel stay, or shop online, Dosh can help you save some good cash in the process.

Best Dosh Alternatives

If the Dosh cash-back app isn’t to your liking, you can still earn cash-back rewards on your purchases through several other apps. Some of the best in this category include:

1. Ibotta

Ibotta Logo

Like Dosh, Ibotta rewards you with cash back on your purchases when you shop at one of its partner outlets. Ibotta is also a popular cash-back app, having been established back in 2012 and gaining users’ trust over the years.

As of 2019, Ibotta confirmed over 30 million app downloads, showing just how popular the app is. The app also claimed to have paid $500 million worth of rewards to its users. So, if you want a different version of Dosh, sign up and start earning those rewards.

See Related: Ibotta Review: Is It Safe?

2. PayPal Honey

Honey By Paypal

Honey is a browser extension that instantly applies relevant coupons and discounts to your online shopping cart. It also tracks price drops on big-ticket items and even recommends alternative options from other retailers.

By doing so, it helps users save money on their purchases, giving them an even higher shopping capacity. Usually, Honey shares with you the commissions it earns from its shopping partners when you make purchases at those stores or outlets. Therefore, if all you need is an easy way to save money through cash-back rewards, the Honey app may be just the right choice for you.

3. Rakuten

Rakuten Cashback Logo

Another Dosh-like alternative is Rakuten. The app was established in 1997, making it one of the oldest cash-back apps in the industry. In addition, it has quite a large user base, reaching over 15 million.

The good thing about Rakuten is that besides allowing you to earn rewards in over 3,500 stores, it is also available in more countries, unlike Dosh. This means that people from around the globe have a chance to enjoy cash-back rewards. Lastly, it has a better earning potential, with a $10 signup bonus and a $25 referral reward.

Related Resources



Ease of Use




Customer Service



  • Earn passive income
  • Offers cash rewards
  • Wider access to cash-back opportunities


  • High withdrawal minimum of $25
  • Low referral and signup rewards
  • One card cannot be linked to several Dosh accounts