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Can You Make Money With Insurance Return Checks?

Insurance return checks have gained attention as a way of supposedly receiving a share of government-issued refunds for insurance policyholders. This concept, originating from Robert Baillieul’s platform, claims that individuals can receive insurance refund checks delivered to their doorstep by signing up. So, what is it all about? Is IRC legit or a scam?

However, it is crucial to investigate such claims thoroughly and be cautious of scams that may leave individuals financially compromised.

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The concept of insurance return checks appears promising, but it is essential to consider the details before making any decisions. The initial signup fee for the program is only $7, but an automatic charge of $90 is applied after 30 days, leading to fees of up to $594 per year if cancellation is forgotten.

One should also be aware that while the checks are marketed as insurance returns, the primary product the refund check is being sold is actually a subscription to a newsletter. With this information in mind, individuals can make an informed choice when confronted with opportunities like insurance return checks.

We know a lot of questions probably bombard you. This review will explore the company’s latest offering and share our opinion.

What Are Insurance Return Checks?

Lombardi Publishing Corporation (a part of Agora Financial) has launched a new insurance refund call scheme called Insurance Return Checks. It’s merely a marketing ploy by the corporation, and there’s no such product. The only goal behind the naming was to draw eyeballs toward their newsletter service.

If you’ve watched their sales video, you will know the concept is fundamental, but the chances of you making money are just as good as you lose some, so it beats the purpose.

Most people don’t have considerable capital, to begin with, and the thought of losing it is horrifying. It’s far from a business opportunity that will bring in ‘guaranteed’ profits.

Screenshot From Lombardi Publishing Corporation

In the company’s words, it’s the second source of income that’s not known to the masses, and some Lawyers like Lisa are banking more than $37,300+ every year thanks to this ‘secret’ IRC loophole account.

How Does Insurance Return Checks Work?

The opportunity looks exciting from a distance, but that’s pretty much it. It’s just a way to lure people into paying for the monthly newsletter. The product isn’t that good, and it’s all about false hype and bold income claims.

You will find many reviews online which say the same. Here’s one of them from a finance professional.

Insurance Return Checks Costumer Review

These facts he mentions are far from the company’s bold claims. Not only is your money at risk with these investment schemes, but the returns aren’t as lucrative as one would think.

If you’re into investing, you would know there are better (and safer) ways to get 4-5% annual returns. You can even invest directly in an insurance company to earn better returns for no fees by using an app like Robinhood or Webull.

The cost of joining is $7, which is dirt cheap, but there are hidden fees you’re unaware of initially. After 30 days, $90 will automatically be deducted from your card, $295 at some point before the six months, and then $295 per year per payment.

It’s interesting to note the offer is (probably) banned in the US states of Vermont or California. The website is not accepting applications from people residing in these two states; a government ‘ban’ could explain why.

Unethical and Deceptive Sales Practices

Within insurance scams, some programs utilize downright dirty and deceptive sales tactics. The following sections will discuss three common unethical practices such deceitful programs employ.

1. Nonexistent Insurance Return Checks

Some scams, like the Insurance Return Checks program, promise potential customers large sums of money through monthly checks just for signing up for their plan. However, these supposed insurance refund “checks” don’t actually exist.

An insurance company isn’t handing out millions of dollars to ordinary Americans each year. Scams like this one play on people’s hopes for easy money without engaging in outright lies that would break the law. Instead, they insinuate that insurance companies are ready to send checks and use marketing tactics designed to mislead the audience.

2. Fear Mongering Strategies

Such deceptive programs often use fear-mongering tactics to persuade people to sign up. They may claim that insurance premiums are rising by up to 30% but provide no evidence to support these claims. Using these scare tactics is a cunning way for insurers to push potential customers into signing up out of fear.

3. Exploiting the Elderly and Retired Individuals

Among the most troubling aspects of these unethical sales practices is intentionally targeting vulnerable individuals, particularly retirees and veterans, with misleading sales pitches. These deceptive programs promise to pay to solve the so-called “retirement crisis” but fail to provide a legitimate solution.

Not only do they promote large returns, but they also lack transparency in disclosing the amount of money that must be invested to attain these unrealistic returns. This lack of clarity in their sales pitch further illustrates the evil nature of their tactics.

In summary, it is crucial to be wary of programs that promise easy money, particularly those that employ unethical and deceptive sales tactics. Be sure to thoroughly investigate any insurance program before investing, as not everything is as it seems.

What Is Insurance Return Checks Really?

Insurance Return Checks is not about receiving random payments from insurance companies or the rising health insurance coverage premiums. Instead, it is a catchy term associated with Robert Baillieul’s Passive Monthly Income newsletter. The primary focus of this newsletter is to provide tips and guidance on investing in dividend stocks.

Subscribers will receive:

  • Recommendations on top companies to invest in
  • Access to a private members-only website
  • Email alerts regarding when to buy and sell stocks

It is essential to be aware of the costs associated with the newsletter before signing up. An initial $49 fee is paid for a 6-month trial subscription, which requires you to provide your banking information. If not canceled within the trial period, subscribers will be charged an additional $297 and then $594 annually.

A significant investment is necessary to achieve substantial returns, as promised in the marketing materials. Even then, returns are not guaranteed. Additionally, the newsletter focuses on various aspects of the insurance industry, such as auto insurance policies, insurance agents, insurance carriers, and insurance company overviews.

Is Insurance Return Checks a Scam?

Insurance Return Checks can indeed be considered a scam. The deceptive promotional tactics lead people to believe they are insured and will receive a financial windfall from an insurance refund directly into their bank account. Instead, they are pitched newsletter subscriptions from Lombardi Publishing Corporation.

The company is legitimate, as is its newsletter, but how it’s promoted using misleading hype and bold claims is not something most people will appreciate. It’s a strategy ‘desperate’ scammers use to sign people onto a system.

You sure can make money with the system, but it’s never a guarantee with investments. It all depends on your skills as an investor. The chances of you making some bucks are as high as you lose some. It’s like playing a lottery unless you understand what you’re doing.

If you’re looking for a safe (and legit) way to make money from home, you should instead check out our top recommended training.

It teaches the affiliate marketing business model and has created hundreds of 5-figure earners, if not more.

Your Questions and Thoughts Are Welcome

Insurance Return Checks, a term coined by Lombardi Publishing, raises suspicion amongst potential investors. This questionable scheme presented through Lombardi’s newsletters has left many wondering if it’s a scam.

Despite the attractive promise of receiving money from insurance returns, it seems the primary purpose of this offer is to sell newsletter subscriptions. The so-called “Insurance Return Checks” frequently use deceptive marketing tactics to lure readers into subscribing. To unravel the truth, here are a few observations:

  • Misleading Information: The claims made about Insurance Return Checks often mislead potential investors, making them believe that the returns on their investment will be guaranteed.
  • Newsletter Sales: A closer investigation reveals that the focus is not on investment opportunities but rather on selling newsletter subscriptions packed with multiple promotions or upsells.
  • Lack of Transparency: There is generally no clear and concise information about the nature of Insurance Return Checks and their methods for generating income.
  • Complexity: The system involves various intricate processes that may only be accessible to experienced investors, contrary to its portrayal as an easy way to earn a second income. They are not affiliated with any insurance company in the industry.

In light of these factors, potential investors must exercise caution when considering Insurance Return Checks. Always perform thorough research and consult reliable sources before committing to an investment scheme that seems too good to be true.

You Don’t Have To Gamble To Make Money

Investing in any form carries an element of risk, and it is essential to approach these opportunities with caution and prudence. A more reliable alternative to earn money is affiliate marketing, which has become a significant industry worth millions of dollars.

The step-by-step process of affiliate marketing includes the following:

  • Identifying an interest or niche market
  • Creating an online platform or website
  • Attracting traffic to the site
  • Earning income through promotions and offers

With over 4 billion daily internet users, this field has vast potential due to its increasing popularity. Enrolling in a training program like Entre Institute helps individuals learn the essentials of affiliate marketing, guiding them toward building a profitable online platform.

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