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Passive Income Apps: Top Choices for Effortless Earnings in 2024

In today’s fast-paced world, generating passive income has become increasingly popular. Passive income is money earned with little to no active involvement from an individual. Among the finest straightforward and accessible methods to achieve this is using inactive income apps. These apps enable users to generate extra income with minimal effort, using everyday activities such as shopping or browsing the web.

Passive income apps come in different forms, with varying functions and features. Some allow users to earn rewards through cashback programs or by watching videos, while others provide investment opportunities with minimal input requirements. Regardless of the type, these passive income apps work and have the potential to supplement a user’s finances, helping to build wealth more quickly and efficiently.

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With numerous options available, individuals must identify the best passive income apps that fit their needs and preferences. Users can maximize their earnings and achieve their passive income goals by researching and comparing different options. So, let’s look at some popular inactive income apps to help you start your financial journey.

Popular Passive Income Apps


Acorns Banner

Acorn is an app that helps you invest in stocks via round-ups from everyday purchases. By linking credit or even credit and debit cards, the app automatically rounds up purchases and invests the change in a diversified portfolio. It’s a great way to build your investment portfolio with little effort.


Drop App Logo
Drop app

Drop App rewards users with points for shopping at their favorite stores or purchasing at partnered brands. Points can be redeemed for gift cards from popular retailers. Drop is easy, passive income for those who frequently shop online.


Homepage Of Swagbucks
Cast of Thousands / Shutterstock

Swagbucks allows users to earn points by engaging in a range of activities like watching videos, playing games, taking surveys, and shopping online. Points can be redeemed for gift cards or PayPal cash, providing a flexible and entertaining way to build passive income.


Inbox Dollars Application Download And Cash
Sharaf Maksumov / Shutterstock

InboxDollars is similar to Swagbucks, offering points for engaging in activities like watching videos, taking online surveys, and redeeming coupons. Points can be converted to gift cards or cash, allowing users to earn and save without much effort.


Rakuten Logo

Formerly known as Ebates, Rakuten is a cashback app that pays users a percentage of their online purchases from partnered stores. With periodic exclusive deals and promotions, earning passive income from regular shopping is simple and convenient.


Airbnb Logo

Airbnb allows property owners to list their homes or rooms for rent to travelers. With an established platform for booking and a user-friendly interface, Airbnb makes it easy to rent out space and earn passive income through real estate.


Dogh Logo

Dosh is a cashback app that gives users a percentage of their purchases at participating stores. By linking the app installed a credit or debit card, earning passive income becomes as simple as shopping at partnered retailers.

See Related: The Lazy Person’s Guide to Earning Money Online Effortlessly

M1 Finance

M1 Finance Logo

M1 Finance is an investment app where users can build their stock and ETF portfolios or choose from expert-designed options. With no trading fees and automatic reinvestment of dividends, M1 Finance can help grow your wealth passively.

Stash Invest

Stash Mobile App

Stash Invest lets users build customized portfolios and automatically invest money in fractional shares of stocks or ETFs. This app focuses on personalized investing and is outstanding for long-term wealth-building and financial independence.


Ibotta Logo

Ibotta is a cashback app that offers users discounts and rebates for everyday purchases at partnered retailers. Users can earn cashback and enjoy a passive income boost by uploading receipts and verifying purchases.


Trim App On Laptop And Mobile

Trim is an app that helps users save money by canceling unused subscriptions and negotiating lower bills with service providers. While it’s not a direct source of passive income, it helps cut down expenses and frees up funds for saving or investing.

See Related: Give Me Money: Proven Strategies for Boosting Your Income


Savvy Connect Website

SavvyConnect is a passive income app that rewards users for installing it on their devices. By collecting anonymous usage data, users can earn up to $5 per month per device, making it a low-effort way to increase income incrementally.


Mistplay Logo

Mistplay is a mobile app that allows users to earn points playing games. Points can be redeemed for gift cards, making it an enjoyable way to earn passive income during leisure time.


Rover App On Mobile

Rover connects pet owners with dog walkers and pet sitters, allowing individuals to earn passive income caring for pets in their community. This app can be a rewarding and flexible income source, depending on availability and demand.


Turo App On Mobile

Turo is a peer-to-peer car-sharing platform where users can rent out their vehicles when not in use. Turo allows vehicle owners to earn passive income from their underutilized assets with options to set prices and availability.


Onmyway App

OnMyWay incentivizes safe driving by rewarding users for not using their phones while driving. By accumulating points for safe driving, users can redeem their points for a range of discounts, providing a low-effort way to earn rewards passively.


Honeygain Website

Honeygain is an app that allows users to share their unused internet bandwidth in exchange for credits, which can be converted to cash. Running in the background, Honeygain provides a simple way to generate passive income from an underutilized resource.


Plynk rewards users for engaging with digital content, like articles or watching videos together. Points can be earned and redeemed for cash or gift cards, making it an easy way to earn passive income while consuming digital content.

Ma invest

Mainvest offers the opportunity to invest in local businesses and earn passive income through revenue sharing or debt investments. As businesses succeed and grow, investors can enjoy a share of the profits.

Rocket Money

Rocket Money (formerly Truebill) helps users save money by canceling unused subscriptions and negotiating lower bills. Although it does not directly generate passive income, it frees up funds for more savings or investment opportunities.


Moomoo is a stock trading app that provides commission-free trading and access to a wide range of stocks and ETFs. With features like a stock screener and financial data, Moomoo can help build a passive income stream from a well-structured investment portfolio.

Semi-Passive Income App

This app has been rated as incredibly effective and earns a lot of money from its users. They’re not the kind of apps for passive money, but they are easy to use. You can make an additional profit when you use the commute or waiting time to go to doctors’ offices.


American consumers unlock their mobile phones 100 times each year. Is it worth the money? Smore is a smartphone application that rewards you for enabling advertisements to appear. If you’d like more information, you can click here. You can get points even without paying a lot of attention to ads. Alternatively, you can cash in with your gift cards or card in Amazon or Applebee’s Amazon AMC Theater or Applebee’s. S’more is very popular and ranks 2nd on the top 10 best mobile lock screen apps to earn money. Will I Be a Smore?


Working On Airbnb

When we offer guests a place at Airbnb, you use a resource you already own. Once systems are down, the time needed for a listing to generate revenue decreases, and Airbnb could earn the most significant profits from any app on the list. Whether you live in rural areas or big cities, you can check out the Airbnb rent estimate using the Airbnb Rental Calculator. You’ll discover how launching an Airbnb business is easy and includes a list of common mistakes you must avoid.

Fetch Rewards

Fetch Rewards Website

Fetch is the easiest way to save money. There’s no reason for the cancellation of any special offer. It gives you points to get scanned receipts. Those who own old phones must make the receipt clear without blurring. You will earn rewards from buying. You can cash in with a Visa card or at any online retailer. Users with an online link will receive 2,500 point signup bonuses when they join. To register, click on this link.


Sweatcoin Website

Sweat Coin is a mobile application that pays your walking fees. Your points accumulate each time you move and are redeemable for everything from discount products to travel packages. This is an ideal app for people wanting more motivation to move. It’s a free app. Even if you don’t get rich, you will have a decent salary for a good hobby. Register to receive free accounts now!


Inboxdollars Homepage

InboxDollars has a cash-in program that works as close as Swagbucks. You could earn by completing an online shopping search, utilizing discounts, and other things. Thousands downloaded the mobile app for good reasons. You can register to receive InboxDollars at this website.


What is the function of Ibotta? Afterward, you can open the website and browse ads to see new products or offers, and then you’re ready. After you leave, you can return the money. Ibotti pays for groceries! Download Ibotta for free.

Investing in Apps and Platforms

Stock Investment Chart


Fundrise is a real estate investment platform that allows users to invest their money into crowdfunded real estate projects. It enables the user to start investing with as little as $10 and offers a passive income without the hassle of managing the properties. The platform takes care of all the aspects, such as property maintenance and rent collection, while providing competitive returns.

M1 Finance

M1 Finance is an online investment platform that offers automated investing and portfolio management. Users can build their custom portfolios with fractional shares or choose from the pre-built portfolio templates called “Expert Pies.” The platform offers:

  • $0 commissions
  • Fractional shares
  • Rebalancing
  • Dividend reinvestment


Robinhood is a popular investing app allowing users to trade stocks, ETFs, and cryptocurrencies with no commission fees. Key features include:

  • $0 commissions
  • Fractional share investing
  • Instant deposits and withdrawals of up to $1,000
  • Cryptocurrency trading


Betterment is a robo-advisor platform providing personalized financial advice and portfolio management based on the user’s financial goals. The platform charges a small annual fee (0.25% for digital accounts) and offers a range of features like:

  • Automatic rebalancing
  • Tax-loss harvesting
  • Financial advisor access (for a higher fee)
  • Savings accounts with competitive interest rates is a commission-free investing app combining social and investment opportunities. Users can create custom portfolios or follow others and adjust their investments accordingly.

  • $0 commission trades
  • Fractional share investing
  • Social aspects allow users to follow influencers and friends
  • Stock and ETF investing

Data collection apps

Applications have an almost passive nature to them. Download them on your mobile device and receive payment from them. Earning hundreds of dollars using these apps on multiple devices a year is easy.

Nielsen Computer and Mobile Panels

Nielsen operates the Nielsen mobile panel app and the Nielsen computer panel app. When a user signs into a mobile application and installs it on a computer, it tracks how much time they spend on their computer and rewards them. User income is $50 annually, and it is easily $150 for users to install. In addition, you’re automatically entered into a sweepstake where a winning prize is $1,000 each month. Note: It’s primarily available to U.S. customers on Nielsen computers and mobile devices.

Best passive income apps for iOS and Android phones

This passive income application lets you shop, buy and rent goods and services and give your opinion. Start with two couples and slowly get more of them until it meets their expectations.

Rakuten (formerly known as Ebates)

Rakuten provides many rewards and apps that offer free money back when you shop online or offline. This might be the best option if you desire software that can pay you a total fee. Over 300 retailers have offered rewards on purchases made through their Rakuten app. You won’t have to upload any proof of your tips. Whenever you get a cashback, it can be recorded and paid into your bank account anywhere; this ensures a smooth and hassle-free way of earning cash—easy cashing through PayPal and credit card. The bonus can go back to 30 if you buy 30 products from Rakuten on their site.


Can you earn money when buying groceries? MyPoints will start your journey. MyPoints gives you cashback when you shop online in almost 2,000 retail stores. To earn money using our apps register for a free trial and begin buying our apps before going shopping online. New subscribers receive $10 gift cards if they purchase more than $20 online.

See Related: How to Start a Side Hustle in 2023

Market Research Apps

Two Professionals Conducting A Data Research
UX Indonesia / Unsplash

Most good marketing research apps pay for your opinion and other simple work. As the work requires less energy, they will become a more effective passive means of earning.


Like Swagbucks, Inbox Dollars provides many ways to earn money, including gambling online, answering questions, and emailing. Immediately following registration, you are offered opportunities to perform various online tasks with real money. The company pays members $60M, credited to the site via PayPal once their balance exceeds the account minimum of $30. New users will receive $5 in bonus points.

Survey Junkies

SurveyJunkie has a membership of over 100 million and is available every day with free surveys for anyone wanting additional cash. Market research companies use paid surveys, like Survey Junkie, to contact their clients and get feedback. Earning money through PayPal, credit cards, and bank transfers is easy.

Other Passive Income Ideas


Affiliate Links

Affiliate marketing is a popular way to generate passive income by promoting products from a range of companies. You can earn a commission for each sale through your unique affiliate link. To achieve this, could you consider adding these affiliate links to your blog, social media profiles, or email signature? Some popular platforms include Amazon Associates, ClickBank, and ShareASale.


Starting a blog can be an excellent passive income opportunity since you can monetize it in a range of ways, such as placing ads, offering sponsored content, or integrating the affiliate links above. To make your blog successful, create valuable content around a specific niche that resonates with your target audience. Please remember to promote your posts on social media, engage with your audience, and consider implementing SEO strategies to boost your visibility in search engines.


Ridesharing services like Uber have become a popular side hustle for people looking to earn extra cash. While driving for Uber is not strictly passive income, it can be a flexible way to supplement other passive income sources in your spare time. Plus, Uber allows you to set your schedule, which enables you to balance this side gig with othedifferentponsibilities and passive income streams.



Nielsen is a market research company that offers various opportunities for passive income generation.

  • Nielsen Computer & Mobile Panel: Install this app on your devices, and it will collect data about your internet usage. You can earn up to $50 per year in rewards.
  • Nielsen Cashback: This browser extension allows you to earn cash back on your online purchases by offering access to a range of cashback rewards from a few retailers.

By exploring these different passive income ideas, you can maximize your earning potential and diversify your income streams. Just to let you know, generating passive income often requires an initial investment in terms of time, money, or both. Remember to carefully assess each option according to your expertise, interests, and long-term goals.

Cashback and Rewards Apps

Cashback and rewards apps are a popular way to earn passive income while making everyday purchases. These apps allow users to get cash back or earn rewards points when they shop at partner stores or make specific transactions.

Users can start earning rewards with each eligible purchase by simply linking their credit or debit cards to the app. The apps track the transactions and provide cashback or bonuses based on a percentage of the total spent or a fixed amount for specific items.

Cashback and rewards apps work with many retailers, including online stores, grocery chains, and restaurants. Users can browse available offers, select the ones that interest them, and shop as usual.

One of the main advantages of these apps is their simplicity. Users don’t need to go through any complex processes or make significant changes to their shopping habits. They can continue shopping at their preferred stores and earn rewards effortlessly.

The earned cashback or rewards points can be redeemed in a range of ways. Some apps offer direct cash payouts, while others provide gift cards, discounts, or even donations to charity. Users can accumulate their earnings over time or redeem them periodically for extra savings or perks.

It’s crucial to compare different cashback and rewards apps to find the ones that offer the best deals and align with your shopping preferences. Reading user reviews and checking the app’s reputation can help ensure a positive experience.

Cashback and rewards apps are a great way to make the most out of your regular spending and turn it into passive income. Give it a try and start earning rewards while you shop. Install a trusted cashback and rewards app today and enjoy the benefits of earning as you spend.

Passive Income Tracking Apps

Cash And The Word Extra Income On A Board

Passive income tracking apps are crucial for individuals seeking to manage and optimize their passive income streams. These apps help users track their income sources, monitor their earnings, and gain valuable insights into their financial performance.

Users can conveniently link their bank accounts, investment portfolios, and other income-generating platforms with a passive income-tracking app. The app automatically retrieves and organizes data, providing a comprehensive overview of their passive income sources in one place.

These apps offer a range of features to assist users in managing their passive income effectively. Users can set goals, track progress, and receive notifications when they reach certain milestones. The apps also provide detailed analytics and reports, allowing users to analyze their income streams, identify trends, and make informed decisions.

By clearly understanding their passive income, users can evaluate the performance of each source and make adjustments as needed. They can identify which investments or ventures are the most profitable, determine areas for potential growth, and optimize their overall income strategy.

Passive income tracking apps often come with budgeting tools that enable users to allocate their earnings wisely. Users can set budgets, track expenses, and compare their spending habits to their passive income. This holistic approach helps individuals achieve financial stability and make informed financial decisions.

Moreover, these apps offer financial security by providing real-time updates and alerts. Users can stay informed about any changes in their income, such as missed payments or fluctuations in investment returns. This proactive approach allows users to address issues promptly and ensure a steady flow of passive income.

See Related: Investment Tips – How to Be a Smart Investor


Which is the best earning app for money?

Top 10 Money-making Apps. Myself. Meesho is a rapidly growing eCommerce platform. … Google views. Google Opinion is another excellent app that helps earn money by asking questions. Then it was a question of… Shero. … I’d say I’m paying. … Swagbucks.

Can apps make passive income?

A few passive income programs available on the internet will make you money instantly. This app won’t make you millions, but it provides a simple way for you to earn extra funds to spend money. Some are good apps for simple passive income apps safe here.

Which is the best app to earn money?

Best app that earns income. Do you know if this is true? Meesho is a fast-growing eCommerce platform… I have yet to learn about this. Google Opinion is a popular online platform that makes money by answering questions. “… Sherroe … ) Then we speak, and we get paid. Swagbuck.

Do you know if they make money app is legit?

Are online banking sites like iGamble and e-wallets scammed? I’m still determining. Making money is a legitimate application; however, remember credits may not appear on the completed survey or offer. Some complaints about missing credit cards have surfaced, typical in such apps.

How do you get free money on the cash App instantly?

Cash apps invite friend bonuses for everyone you refer who has joined and used your app and receives five dollars. We have to be winners. The number of people using Cash app referral codes is unlimited. Get freelance jobs. Passengers. Give the goods to your family or friends. Take surveys or contribute to market research—extraordinary work. Receive money back on purchases. Buy a thing.

What are some passive money-making apps?

There are 19 good passive earnings apps. It’s the most popular website on the internet. Fundraising. Finances. Acorn. Robinhood. Saving accounts with high yields. Certificat de dépôt. Personalized survey. I am thrilled with this. Fundraisers. M2 finance. Acorn. Robinage. Keeping funds with the high-yield savings account and products. Certifying deposits. Brand electronic polls.

What is the most passive way to make money?

I am looking at 39 passive money-making methods. Create e-Spending accounts for higher yields. I am investing in an Enterprise. Get involved in Peers to Peers loans (PP2P). Rent land. Invest in crowdfunding properties. Invest in indexes and dividend-payer securities. I am investing in automation. Start an IRA—open high-yield savings accounts. Invest. Get started with P2P (P1P) lenders. Purchase rented homes for rent. Make more money by investing in crowdfunded housing. Buy stock with dividends—Automate investment advice. Create a Retirement Account.

How can I make passive income with my phone?

I have included some tips for making money on smartphones below. Install passive income apps. … Sell skills online. … )… Freelancing. “… Work in the Driver’s Office! … Work with our Customer Support Agents. … Pay for watching videos, browsing the internet or playing games. … Installing a lock. … application in investment.

What is the highest-paying money-making app?

What’s the best-paying app for making a quick income? Akuten ($45 sign-in bonus) top cashback. Ibottan ($20 signup bonus) Drop. Trimming. Doorash. Certainly. Instagramcart. Rakuten ($50 signup bonus). TopCash Back. The Ibottas (20% signup bonus). Dropped. Trimmy. DoorsDash. Keep moving on.

What is the best passive income?

Twenty-two passive revenue ideas to build wealth. Could you create the training? = = = Read ebooks. … Turns into retail goods. … Sell your photographs on the internet. … Dividends. … Get the park. … Sponsors postings on Twitter. Create courses for students. The term “short for ” short-lived” is used by some economists but is not necessarily used scientifically. Create an eBook. … Flip retail product. The ‘” Make extra money by selling your photography. … Dividends. = = = = Lease parking. … Sponsored posts to social networks.

What app pays the most money?

How much is it worth for you to earn online? Rakuten (up to 30 days free trial) Top Cashback. Ibotta (20% bonus on the signups). Dropped. Trimming. Doorash. Steadily. – The Instagram cart – Rakuten ($40 welcome bonuses). BestCash back. Ibott. (20% signup bonuses). Dropped. Trimmer. Doors. Steadily. Instacarts.

What are some good passive income ideas?

Passive income streams require significant investment and nurturing. You can afford to create passive revenue. ‘ Sell books on the internet. … You can start learning online at or on a website from your home page. … the sale of photos. The… The license of musical instruments. “… Make a mobile website or application. … Marketing affiliates. Sell books online. .. How does e-learning help you learn more about Udemy? “. ” Sell stock photographs. … Licensed music. … Make a website. … Affiliates.

How can I make 300 dollars a day passively?

How can you earn 300 daily? Flip the Amazon Deal. Using the Creative Commons video. YouTube. Sell digital goods. Sell tangible goods. Sell things online. Writer. Freelancer. Join Google Advertising. Display advertisements on websites.

Which app earns the highest?

Let us show you some good free online apps for millennials. We have a few favorite apps: Swagbucks – Earn money by doing tasks with Trim—door ash. Keep up the momentum. Instacar. Ship. Rovers. Ground floor. Acorn. Trimming. Doors. Steadily. Instant. Shipping. Rovers. Ground floor. Species of Acorn.. -.

What apps can earn money in 2021?

Best Money-making Apps in 2019? Certainly Up-Working. Top Cashback Rakutens. The perfect questionnaire: Survey Junkies. Among the most popular vehicles is Uber. Best way to sell goldware: Offer Up. Swagbucks. The most crucial part of the day: Upholding. Rakuten is a good cash-out option. It is the ideal tool to conduct survey surveys: survey junkies. The most convenient way for car drivers to get around: Uber. The best way to sell a new product – the Offer Up. Probably the most apprehensive job: Swagbucks.

What app pays the most cash?

How can I earn cash through mobile phones? Swagbuck ($5). Bonus points. Free Stocks of $300 – $1000. Webull (stocks with a maximum worth of $30k). Moomoo is a stock that can be bought for as low as $30k. Box Dollar (five deposit bonuses…)… Rakuten insights. … My Points (100 signup bonuses). The survey is brand-specific. Swagbucks (five welcome bonuses)… – (free stock valued at $300) Webull (free stock valued between $35,000+)… (Free Stock valued at $3000). InboxDollar (5% signup bonuses) Rakuten insights. … My Points (100% welcome bonus) -. Branded survey (a free one-time payment bonus).

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