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Best Rewards Apps: Top Choices for Earning Perks and Cash

Are you looking to save money, earn cash back, or receive gift cards when shopping? With the growing popularity of rewards apps, it’s never been easier to take advantage of these programs to maximize your savings and earn real rewards. Whether you’re shopping for groceries, filling up your gas tank, or browsing online retailers, there’s likely a rewards app just for you.

In today’s digital world, numerous reward applications are available for various purposes. Using these apps effectively can significantly increase your savings and keep more money in your pocket. It’s important to find the apps that best cater to your shopping habits and preferences for maximum benefits.

As you navigate the myriad reward app options, consider those consistently proven reliable and rewarding. Top competitors in the rewards app market include DollarSprout Rewards, Capital One Rewards, Rakuten, Ibotta, Upside, Fetch Rewards,, RetailMeNot, and Dosh.

These apps stand out for their user experiences, cash-back offerings, and overall effectiveness in helping users make the most of their shopping experiences.

What Is a Rewards App?

Counting Money

A rewards app is a mobile application designed to help users earn rewards, points, or cash back for completing various actions, such as shopping, dining, or participating in surveys. These apps partner with various merchants and credit cards to offer individuals an opportunity to save money and enhance their personal finance management.

Rewards apps typically fall into different categories, with some providing cash back from shopping at specific retailers or grocery stores while others award points for travel, dining, or loyalty programs. Popular examples of rewards apps include Dosh, Ibotta, Rakuten, Fetch Rewards, and Shopkick.

To get started, users typically need to download the rewards app to their iOS or Android smartphone and create an account with their relevant information. Depending on the app, users may need to link a credit or debit card to track their spending and applied rewards.

Some apps, such as Fetch, focus on scanning receipts from grocery stores or similar establishments, while others, like Rakuten, provide a browser extension to streamline users’ online shopping experiences.

Many rewards apps also offer additional features like bonuses for referring friends, participating in surveys, watching videos, or making charitable donations. Some provide gift cards as a form of earnings, which can be redeemed at popular retailers such as Amazon, while others offer cash transfers to PayPal or Venmo accounts.

A key element for users to consider when choosing the best rewards app for their needs is its compatibility with their spending preferences. Cash-back apps like Ibotta, for instance, focus on earning rewards from grocery stores, while Dosh provides savings on gas purchases. Loyalty program-based apps like Rakuten and Swagbucks are ideal for those who frequent certain brands or platforms.

Ultimately, rewards apps offer a compelling way for individuals to maximize their savings and receive benefits for their spending habits. Picking the right app depends on the user’s lifestyle and financial priorities. Still, a suitable option exists for nearly everyone seeking to enhance their personal finance management through smartphone technology.

See Related: Is Reward Survey a Scam? (An Honest Review)

List of the Best Rewards App


Swagbucks Logo

Swagbucks is a versatile rewards app that allows users to earn points, or “Swag Bucks,” for various tasks like completing surveys, watching videos, and shopping online. Users can then redeem these points for gift cards or cash via PayPal.


Toluna Logo

Toluna offers users chances to participate in surveys, polls, and discussions to earn points, which can be redeemed for gift cards, sweepstakes entries, or cash paid via PayPal. The app also has a community feature for users to interact with one another.

Survey Junkie

Survey Junkie Lgog

Survey Junkie is a popular survey-based app where users can earn points by completing surveys. Those points can then be redeemed for gift cards or cash paid via PayPal. The app offers a user-friendly interface, making it easy for users to navigate and find opportunities to earn rewards.

See Related: Swagbucks Review: Is It Legit or a Scam?

My Points

Mypoints Logo

My Points allows users to earn points by shopping online, taking surveys, watching videos, and more. Users can then redeem points for gift cards or cash via PayPal. The app also offers cash back on purchases made through their partner stores.


Ipoll Logo

iPoll provides opportunities for users to earn rewards by participating in market research surveys, activities, and product reviews. Users can redeem their earnings for gift cards or cash via PayPal. The app also offers location-based surveys for users to earn rewards on the go.


Oneopinion Logo

OneOpinion is a platform that offers users chances to earn rewards by completing surveys and providing feedback on products and services. Users can redeem points for gift cards or cash via PayPal after reaching a certain threshold.

See Related: Survey Junkie Review: Is It Legit or a Scam?

Opinion Outpost

Opinionoutpost Logo

Opinion Outpost allows users to earn points by completing surveys and participating in other market research activities. Points can be redeemed for gift cards, PayPal cash, or sweepstakes entries.

Ipsos i-Say

Ipsos I-Say Logo

Ipsos i-Say allows users to participate in surveys and polls, earning points that can be redeemed for gift cards or cash. Users can also enter sweepstakes for chances to win additional rewards.


Betterment Logo

Betterment is a robo-advisory app offering users investment management services. Users can earn rewards by referring friends or meeting certain deposit thresholds.

See Related: Rakuten Review: Is It Worth Your Time and Money?

Roz Dhan

Roz Dhan Logo

Roz Dhan offers users the chance to earn money by playing games, completing tasks, and inviting friends. Users can redeem their earnings for cash or transfer their balance to their PayTM wallet.


Cointiply Logo

Cointiply is a cryptocurrency-based rewards app where users can earn “coins” by completing tasks, watching ads, and playing games. Coins can be redeemed for Bitcoin or Dogecoin.

Current Rewards

Current Rewards Logo

Current Rewards is an app that pays users to play games and listen to music. Users can redeem their earnings for gift cards from popular brands or cash via PayPal.

See Related: How to Earn Money with the Survey Junkie Affiliate Program

Pocket Money

Pocket Money Logo

Pocket Money rewards users for completing tasks, such as downloading apps, watching videos, and referring friends. Earnings can be redeemed for cash or mobile recharge.

The Panel Station

The Panel Station Logo

The Panel Station is an app that allows users to earn points by participating in surveys. Redeem points for various rewards, including gift cards and PayPal cash.

Google Opinion Rewards

Google Opinion Rewards

Google Opinion Rewards is an app that allows users to earn Google Play credits by participating in short surveys. This app is especially useful for Android users looking to offset the cost of apps, games, or in-app purchases.

See Related: Best Surveys for Gift Cards


Streetbees Logo

Streetbees is an app that pays users to complete short tasks, such as surveys and taking photos. Users can earn cash via PayPal.


Taurus Logo

Taurus is an app that allows users to earn gift cards by completing surveys and signing up for offers. It also offers cash back for online shopping.


EarnEasy is an app that rewards users for completing tasks, such as taking surveys, watching videos, and downloading apps. Users can redeem their earnings for gift cards or PayPal cash.

See Related: Jobs in Survey: Exploring Opportunities & Growth


Toloka Logo

Toloka is an app that enables users to earn rewards by completing missions, like taking photos, labeling images, and more. Users can redeem their earnings via online payment services like PayPal or Payoneer.


Tapcent Logo

Tapcent rewards users for discovering new apps and games on the platform. Users can redeem acquired points for gift cards or cash payouts via PayPal.

See Related: Best Profile for Online Surveys: Tips to Maximize Earnings and Engagement

Frequently Asked Questions

What are the top cashback apps for online shopping?

Some top cashback apps for online shopping include Fluz, Swagbucks, and CoinOut. Fluz allows you to earn up to 35% cashback when you shop, while Swagbucks offers a range of high cashback rewards in addition to surveys and other activities. CoinOut is a user-friendly receipt scanning app that pays users per receipt scanned without requiring them to purchase specific items.

Which cashback apps offer the best deals for groceries?

For grocery purchases, Fetch Rewards and Checkout 51 are popular options. Fetch Rewards allows you to earn points for scanning itemized receipts containing specific name-brand items, while Checkout 51 offers weekly cashback deals for a range of grocery products.

Which app offers the highest cashback rates?

Fluz is known for offering up to 35% cashback on purchases, among the industry’s highest rates. However, it is crucial to compare rates across various cashback apps, as individual retailers and deals may offer higher cashback opportunities.

Are card-linked cashback apps better than receipt scanning apps?

Both card-linked cashback apps and receipt scanning apps have their advantages. Card-linked apps are generally more convenient as they automatically track transactions tied to your linked credit card. On the other hand, receipt scanning apps require manual input of receipt information but may provide more targeted deals and opportunities for higher cashback rates. Users can choose the app that suits their preferences and shopping habits.

How do rewards apps compare to traditional loyalty programs?

Rewards apps generally offer broader than traditional loyalty programs, enticing users with more deals and earning opportunities. Additionally, traditional loyalty programs often only apply to a specific brand or company. In contrast, rewards apps incorporate numerous brands and retailers, allowing users to earn points or cashback across a wider range of purchases.

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